Whatever your business, the FSB will work for you.
PENSION SCHEME ONLY
AVAILABLE TO FSB MEMBERS
AND THEIR STAFF
Pensions - the law
Does this affect you ?
Answer these simple questions:
Do you employ staff ?
Are any aged 22 or more ?
Are any aged under 65 (men) or 63 (women)
Do any earn over £7,475 ?
If the answers are YES, then you ARE affected.
Even if you have an existing workplace pension scheme, you may have to make changes so that it complies with the new legislation.
Employers can either use their own pension scheme to comply with these new rules or rely on the Government's default scheme, - the National Employment Savings Trust (NEST).
IT'S ONE OR THE OTHER - YOU CANNOT DO NOTHING !
In association with:
Got Staff? Got a Pension Scheme?
From 2012, it's the Law!
From 2012 and 2016, all employers will need to:
- Have registered a pension scheme
- Auto enrolled ALL eligible staff onto it
- Pay contributions into it
You do have a choice ... You could wait until you HAVE to do it or plan ahead NOW.
If you do it now you will:
DON'T WORRY - THE FSB CAN HELP ...The FSB Pension Scheme For Members
- Be able to choose a scheme
- Phase in contributions
- Get Advice and help from FSB IFS
In association with FSB Independent Financial Services, the FSB has a pension scheme that is easy to arrange, simple to understand and is provided by Scottish Widows, one of the UK's leading pension providers.
This exclusive scheme is only available to FSB members and their staff. Call 0808 100 1613 now for a Guide to the Pensions Scheme or visit www.fsb.workplacepensions.uk.net
The FSB Pension Scheme for Members has been arranged on behalf of the FSB for the benefit of FSB members by FSB Independent Financial Services, a trading style of Independent Financial Services (UK) Ltd (IFS). IFS is an appointed representative of Lighthouse Advisory Services Ltd, which is authorised and regulated by the Financial Services Authority.
IFS will provide sufficient information to enable members and their employees to make an informed decision as to the suitability of this contract. If after reading this information, you are still unsure as to whether the contract meets your requirements, please call IFS on 0808 100 1613. A fee may be charged if financial advice is required.
The FSB Pension Scheme for Members pension provider is Scottish Widows Plc. The FSB is not responsible for any advice given.