Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Joining FSB Connect is free and is a great way to be part of the FSB Community and have your voice heard.
You'll be able to access specialist networking events with like-minded members of the community and have your say in our Big Voice survey panel.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
'Within a few weeks of joining we'd taken advantage of FSB’s Online Legal Documents. We started a graduate programme and access to these documents gave us an understanding of the legal side, and has helped us to create a number of processes and procedures.'
'When we first took on a member of staff, we used the online legal document template library. FSB does more important stuff than you think it does, there are lots of member benefits, probably more than we actually use.'
'Having somebody like FSB behind you is fantastic. There is a whole team behind the organisations, whatever is required: support, advice, finance, you know that you’re not alone, you’ve got FSB.'
We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has an introductory price of £99 in the first year.
For any business, cash is king. Or, rather, cashflow is king. It keeps an organisation running smoothly and allows it to pay operating costs, staff wages, and buy stock.
Owners know it’s good practice to maintain a healthy level of cash in their business. They do this to cover for fluctuations – so, when costs start to exceed revenues for a time, the business can operate and is not severely impacted while it waits for things to right themselves.
Despite the best intentions, however, poor cashflow is the reason why many small businesses fail – so, to stay in business, it’s important to keep a watchful eye on these key indicators:
There are two principal costs to watch out for: general overheads that keep the business running and the cost of projects through which revenue is driven. So, costs to drive business plus overhead costs equals the point beyond which a firm starts to make money.
Every business needs to ensure its pricing and sales volume is sufficient to exceed the overhead and project costs.
Considerable sums can be tied up in unsold goods. Measuring how much stock is used in a given period can help ensure appropriate levels are ordered and that cash isn’t idling in the warehouse.
Net profit is a business’s revenue less all its costs. This is also the taxable income. Knowing a business’s profitability can help determine things like pay increases, bonuses, and possible expansion or cost-reduction programmes.
Knowing what products sell for - then how much of that price constitutes profit and how much covers costs - helps an owner know their most valuable products.
A good product might be that with a low margin but sells in good numbers or those that sell less frequently but with a higher margin. Understanding this about products helps an owner run a business more accurately, maintain good cashflow, and determine an overall sale strategy.
Getting paid is the bane of every small business owner. It is vital records are kept on who is late with payments as it can help an owner to more accurately plan their expenditure. Even more important is to chase late payers to ensure they pay. This will help offset possible cashflow problems.
It’s a good rule to keep more money in the business than is owed as liabilities, this helps ensure profitability.
FSB Financial Healthcheck has been providing unbiased, independent sound advice on personal and corporate finance for over 20 years.
National Federation of Self Employed & Small Businesses LimitedSir Frank Whittle Way / Blackpool / FY4 2FE. National Federation of Self Employed & Small Businesses Limited (FSB) is registered in England, number 1263540