One simple application, hundreds of potential lenders

Whether you’re a start-up, sole trader, limited company or partnership, our team of experts help you to save precious time and find the right business finance, so you can focus on what you do best

Scroll through the banners below to discover how FSB Funding Platform can support your business

Free for members

No hidden charges - just one quick application, ongoing support and impartial advice from finance specialists. We’re on your side.

It takes five minutes

Business life is busy enough, which is why we’ve taken the stress out of paperwork. Complete one application online and we’ll do the rest, searching across hundreds of business lenders to find you the best matches.

Your data is secure

Each application is anonymous to protect your privacy. We don't share data with our partners without your consent.

You’re in control

Negotiate directly with lenders to receive multiple offers and choose what is best for your business, with no obligations.

Find what fits you

Access a wide range of business funding options, whether you are looking to grow your business, improve cashflow or invest in machinery or property.

24/7 support

Dedicated finance advisors are here to support you with your finance journey, give you honest answers and provide feedback on the pricing and terms that you might be offered.

Every penny counts

Don’t pay over the odds for business finance. Chat to us about your options so we can help you to understand the arrangement and exit fees

Free R&D tax credit assessment

Planning to level up your business with a research and development project? Check your eligibility for an R&D grant with a specialist R&D advisor.

Never borrowed before?

There’s no pressure. Complete an online application so that a dedicated finance expert who speaks your language can help you understand the providers and products available to you.

Ready to get started?

What finance options are available for small businesses or the self-employed?

We’re the only business finance platform in the UK with options from banks and alternative business funding providers. This gives you easy access to a wide range of products: 

  • Business loans 
  • Commercial mortgages 
  • Asset finance 
  • Working capital 
  • Invoice finance 
  • Property loans 
  • Start-up loans 
  • Specialist options such as pension finance and funding for R&D 

Want to know more? Find out how FSB Funding Platform helped David Thomson of Cadherent Ltd secure a CBILS Loan to support his business. 

Read now

What is growth finance?

Growth finance gives your business the flexibility to take advantage of new opportunities and invest in new products or services. Business loans of this type can be a very flexible way to fund a range of projects, with repayments either fixed per month or matching your trading patterns. It can help you to meet short-term funding gaps, for example, customers with long payment terms. 

What is asset finance?

Asset finance helps your business to access the resources you need, like machinery, computers, office equipment or vehicles, with an agreed monthly repayment over a period of time, typically one to three years. Once you’ve paid off the loan, you have different options, i.e. to either own the asset or return it, often in exchange for newer equipment. 

What is invoice finance?

Invoice finance is a way of borrowing money against unpaid invoices for a fee. You typically receive up to 85% of the value of an invoice immediately, which can help to ease cash flow worries. The funder will collect the money owed from your invoices, and pay you the balance, less any fees. 

Whilst it can boost your cash flow and give you greater flexibility with working capital, you should be aware of the potential lengthy contracts, confidentiality issues and Annual Percentage Rate (APR) highs of 48%. 

What is trade finance?

Trade finance is an important external source of working capital finance. It’s a form of short-term credit typically used by companies that export or import goods. It removes the payment risk and supply risk – the exporter gets goods sooner, and the importer benefits from extended credit. 

How do I access this? 

FSB members can access this benefit by logging into their account and selecting FSB Funding Platform form the "My Benefits" section of their member dashboard. 

Join the Federation of Small Businesses today

With FSB membership, you'll have all the support and protection you need to run and grow your business. From help with funding applications to legal advice and local networking, discover how FSB membership can help your business thrive. 

Join now

Latest resources from FSB Funding Platform

Maximise Your Membership
Video Thu, 23 November 2023

Maximise Your Membership

Join our panel of FSB staff as we discuss how to make the most of the many FSB benefits, from debt recovery and funding, to care and legal support.

What does sustainable finance mean for small businesses?
Article Mon, 13 March 2023

What does sustainable finance mean for small businesses?

Learn about sustainable finance, why it’s important and the six actions needed to support small businesses in the journey to net zero, according to FSB Funding Platform.

Business Basics: Finding the right finance for your business
Document Mon, 12 October 2020

Business Basics: Finding the right finance for your business

Download our free guide to finding the right finance for your business.

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