One simple application, hundreds of potential lenders
Whether you’re a start-up, sole trader, limited company or partnership, our team of experts help you to save precious time and find the right business finance, so you can focus on what you do best
Scroll through the banners below to discover how FSB Funding Platform can support your business
Free for members
No hidden charges - just one quick application, ongoing support, impartial advice from finance specialists, and exclusive rewards. We’re on your side.
It takes five minutes
Business life is busy enough, which is why we’ve taken the stress out of paperwork. Complete one application online and we’ll do the rest, searching across hundreds of business lenders to find you the best matches.
Your data is secure
Each application is anonymous to protect your privacy. We don't share data with our partners without your consent.
You’re in control
Negotiate directly with lenders to receive multiple offers and choose what is best for your business, with no obligations.
Find what fits you
Access a wide range of business funding options, whether you are looking to grow your business, improve cashflow or invest in machinery or property.
Dedicated finance advisors are here to support you with your finance journey, give you honest answers and provide feedback on the pricing and terms that you might be offered.
Every penny counts
Don’t pay over the odds for business finance. Chat to us about your options so we can help you to understand the arrangement and exit fees. You’ll even get money back for every finance package you arrange through FSB Funding Platform.
Free R&D tax credit assessment
Planning to level up your business with a research and development project? Check your eligibility for an R&D grant with a specialist R&D advisor.
Never borrowed before?
There’s no pressure. Complete an online application so that a dedicated finance expert who speaks your language can help you understand the providers and products available to you.
Ready to get started?
We’re the only business finance platform in the UK with options from banks and alternative business funding providers. This gives you easy access to a wide range of products:
- Business loans
- Commercial mortgages
- Asset finance
- Working capital
- Invoice finance
- Property loans
- Start-up loans
- Specialist options such as pension finance and funding for R&D
Growth finance gives your business the flexibility to take advantage of new opportunities and invest in new products or services. Business loans of this type can be a very flexible way to fund a range of projects, with repayments either fixed per month or matching your trading patterns. It can help you to meet short-term funding gaps, for example, customers with long payment terms.
Asset finance helps your business to access the resources you need, like machinery, computers, office equipment or vehicles, with an agreed monthly repayment over a period of time, typically one to three years. Once you’ve paid off the loan, you have different options, i.e. to either own the asset or return it, often in exchange for newer equipment.
Invoice finance is a way of borrowing money against unpaid invoices for a fee. You typically receive up to 85% of the value of an invoice immediately, which can help to ease cash flow worries. The funder will collect the money owed from your invoices, and pay you the balance, less any fees.
Whilst it can boost your cash flow and give you greater flexibility with working capital, you should be aware of the potential lengthy contracts, confidentiality issues and Annual Percentage Rate (APR) highs of 48%.
Trade finance is an important external source of working capital finance. It’s a form of short-term credit typically used by companies that export or import goods. It removes the payment risk and supply risk – the exporter gets goods sooner, and the importer benefits from extended credit.
How do I access this?
FSB members can access this benefit by logging into their account and selecting FSB Funding Platform form the "My Benefits" section of their member dashboard. You can also find out more by visiting the FSB Funding Platform website.
Want this benefit for your business?
FSB Funding Platform is just one of a suite of benefits included with FSB membership to help support, protect and grow your business.
Membership starts from £147 per year with a £30 joining fee in the first year.
Latest resources from FSB Funding Platform
Not sure which business finance route is right for you? FSB Funding Platform walks you through the most popular finance options for small businesses and how they can benefit you.
Learn about sustainable finance, why it’s important and the six actions needed to support small businesses in the journey to net zero, according to FSB Funding Platform.
Download our free guide to finding the right finance for your business.
Join FSB today
Interested in FSB membership? You can join online now or chat to one of our advisors before taking the leap, click on an image below to get started.
Join online, anytime. Joining online takes just a few minutes and gives you instant access to FSB benefits.
Set up a meeting to talk to one of our Membership Advisors virtually or in person at a time convenient to you.
Speak to one of our team to learn more about how membership could help you and your business.