Funding Platform

We’re the only business finance platform in the UK with options from banks and alternative business funding providers. This gives you easy access to a wide range of products: 

• Business loans 
• Commercial mortgages 
• Asset finance 
• Working capital 
• Invoice finance 
• Property loans 
• Start-up loans 
• Specialist options such as pension finance and funding for R&D 

Want to know more? Find out how FSB Funding Platform helped David Thomson of Cadherent Ltd secure a CBILS Loan to support his business. 

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Growth finance gives your business the flexibility to take advantage of new opportunities and invest in new products or services. Business loans of this type can be a very flexible way to fund a range of projects, with repayments either fixed per month or matching your trading patterns. It can help you to meet short-term funding gaps, for example, customers with long payment terms. 

Asset finance helps your business to access the resources you need, like machinery, computers, office equipment or vehicles, with an agreed monthly repayment over a period of time, typically one to three years. Once you’ve paid off the loan, you have different options, i.e. to either own the asset or return it, often in exchange for newer equipment. 

Invoice finance is a way of borrowing money against unpaid invoices for a fee. You typically receive up to 85% of the value of an invoice immediately, which can help to ease cash flow worries. The funder will collect the money owed from your invoices, and pay you the balance, less any fees. 

Whilst it can boost your cash flow and give you greater flexibility with working capital, you should be aware of the potential lengthy contracts, confidentiality issues and Annual Percentage Rate (APR) highs of 48%. 

Trade finance is an important external source of working capital finance. It’s a form of short-term credit typically used by companies that export or import goods. It removes the payment risk and supply risk – the exporter gets goods sooner, and the importer benefits from extended credit.