† £25 Loyalty Bonus paid every year to FSB Members who maintain an active account. The Loyalty Bonus will only be paid once per year to each FSB member, irrespective of the number of active accounts maintained, and it will not be paid on inactive accounts. An account is deemed to be inactive if no customer initiated transactions have been made for 6 months or more, and there is a debit or credit balance of less than £250.
^ Charges for withdrawals abroad: 2.75% currency conversion charge will be applied on any non-sterling transaction. 2% (£2 minimum) will be charged for cash withdrawals from overseas ATMs, cash back over the counter, purchasing travellers cheques or foreign currency. Please note: The cash fee will be charged in addition to the non-sterling transaction fee.
The Co-operative Bank p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No.121885). The Co-operative Bank, Platform, smile and Britannia are trading names of The Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales No.990937.Credit facilities are provided by The Co-operative Bank p.l.c. and are subject to status and our lending policy. The Bank reserves the right to decline any application for an account or credit facility. The Co-operative Bank p.l.c. subscribes to the Standards of Lending Practice which are monitored by the Lending Standards Board.