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FSB Business Banking

Exclusive to FSB members, the FSB Business Current Account provided by The Co-operative Bank, has been awarded the highest rating from Moneyfacts plc, giving members free everyday banking for the duration of their FSB membership.

What are the key features?

  • No charges for using everyday banking services such as paying in cheques and up to £2,000 in cash per month. If you need to deposit more, you pay 75p for every extra £100.
  • Annual £25 Loyalty Bonus†
  • An arranged overdraft facility without an arrangement fee. Subject to application, status and our lending policy. You'll be charged debit interest on your overdrawn balance.
  • Charge card without a monthly card fee. Subject to application, status and our lending policy. Charges may apply.
    Access to a business loan, subject to application, status and our lending policy.
  • Access to a business debit card^, subject to status.
  • Charges may apply for exceeding any agreed limits and for any special services, for example stopping cheques and CHAPS payments.

Plus:

  • Free change facility at The Co-operative Bank branches and your local Post Office® (by arrangement), so you can always have enough coins and notes.
  • You can access your account online, over the telephone and at your local Post Office®.
Moneyfacts Five-Star rated business banking

The FSB Business Current Account is more than a current account; it has been awarded the highest rating from Moneyfacts Group plc.


FSB Business Banking is included with

Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly. From Tax Investigation Insurance to Business Banking, we’ve got you covered.

Join FSB today

An FSB Essential package gives you access to all these great benefits and lots more from as little as £147 per year with a one-off £30 joining fee.

Our Business Creation package has been specially designed for those looking to start up, or have recently started a small business. Tailored benefits will help you get your business off the ground and we’ll be with you each step of the way. 

Join FSB today

Our Business Creation package has been specially designed for those looking to start up, or have recently started a small business. Just £133 per year.

† £25 Loyalty Bonus paid every year to FSB Members who maintain an active account. The Loyalty Bonus will only be paid once per year to each FSB member, irrespective of the number of active accounts maintained, and it will not be paid on inactive accounts. An account is deemed to be inactive if no customer initiated transactions have been made for 6 months or more, and there is a debit or credit balance of less than £250.

^ Charges for withdrawals abroad: 2.75% currency conversion charge will be applied on any non-sterling transaction. 2% (£2 minimum) will be charged for cash withdrawals from overseas ATMs, cash back over the counter, purchasing travellers cheques or foreign currency. Please note: The cash fee will be charged in addition to the non-sterling transaction fee.

The Co-operative Bank p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No.121885). The Co-operative Bank, Platform, smile and Britannia are trading names of The Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales No.990937.Credit facilities are provided by The Co-operative Bank p.l.c. and are subject to status and our lending policy. The Bank reserves the right to decline any application for an account or credit facility. The Co-operative Bank p.l.c. subscribes to the Standards of Lending Practice which are monitored by the Lending Standards Board.