Whatever your business, the FSB will work for you.

CASE STUDY
Hats off to northern style
Millinery and accessories designer, Simply Devine, has built up a reputation for chic, head-turning creations, with a little help from the FSB. Set up in 2004, Simply Devine is owned and managed by mother and daughter team, Joy Devine and Liz Devine-Wright. The Tadcaster based company borne out of Joy's lifelong passion for fashion and hats and Liz's interest in property, is now one of the most successful small businesses in the region.
It was becoming a Co-operative Bank FSB Business Banking customer that made a real difference. "We transferred when our start-up free banking with another bank had expired and it started charging what we thought were excessive amounts. I can honestly say it's one of the best business decisions we've ever made," says Liz.
"We enjoy free banking. We don't pay bank charges for simple things like paying money in or taking it out - in fact The Co-operative Bank gives us money in the form of a loyalty bonus on our anniversary date! And I'm happy to say we also receive interest every month."
As well as helping the business to cut costs, Liz feels the bank's quality of customer service is second to one. "We like the fact there is always a knowledgeable person at the other end of the phone and when we've used foreign payments, the staff have always been extremely helpful."
In association with:

Business Banking
Exclusive to members, FSB Business Banking from The Co-operative Bank offers these great benefits:
- FREE business banking*
- No monthly charge for operating your account
- No fees to pay on standard non-cash transactions
- An unlimited number of cheques can be paid into your account
- Pay in up to 4,000 cash every month for FREE
- A fee-free overdraft facility**
- An FSB charge card and business loans from £2,000 to £25,000**
- Earn interest paid on your entire credit balance
- Free, 24/7 online banking, 365 days a year
- The choice to bank at your local Post Office (by arrangement)
- Receive a £25 annual loyalty bonus.
Terms and conditions apply.
You can also feel good about having a banking partner with fresh ideas. The Co-operative Bank's unique, customer-led Ethical Policy has been leading the way in sustainable business practices for over 18 years.
To take advantage of this exclusive offer, or for more information:
Call The Co-operative Bank on 0800 14 14 15 quoting reference: 36200 - between 8.30am and 5.00pm, Monday to Friday
*Free banking relates to standard non-cash transactions. A charge of 40p per 100 will apply to cash deposits exceeding the 4,000 cash deposit limit.
**Credit facilities are provided by The Co-operative Bank and are subject to status. The Co-operative Bank reserves the right to decline any application.
The Co-operative Bank is authorised and regulated by the Financial Services Authority (No. 121885), subscribes to the Lending Code and Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110). Calls may be monitored or recorded for security and training purposes. For BT customers calls to 0800 numbers are free. Call charges from other providers may vary and you may wish to check this with your service provider.
The Co-operative Bank plc, PO Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales No. 990937.
