Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
'I just felt wow, I want to be part of this organisation so I joined.'
'Having someone there like the FSB who you can just call on for those other things you’re not quite sure on, it’s been invaluable.'
'What you can save by taking up some of the membership offers will save you your membership fee.'
We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £177 in the first year and our specialist Business Creation package has a fixed price of £133.
Deciding on the right banking solution for your business is important, but there are a number of options available.
We’ve listed the main types of bank accounts for small businesses, explained what they do and how they can benefit your business.
Start-up accounts are designed specifically for new businesses, with the intention of helping to get the business off the ground and stimulate early growth.
Some of these accounts come with additional support, such as business mentoring, to help new entrepreneurs develop their business into something successful and profitable.
The key thing to keep in mind with start-up accounts is that they tend to offer lower fees or more free services. This could include change services and cash transfers for the first few months of you owning the account, as a means of helping to get your business off the ground.
Accounts of this type are usually available to a business depending on the length of time it’s been trading and its turnover. For example, a business that’s been trading for longer than 12 months would usually be ineligible for this account.
If you work for yourself – not as a limited company, but as a tradesman, for example – you can use your personal bank account for business payments, as opposed to opting for specific business banking solutions. This can help avoid some of the monthly costs and transaction fees that often come with many business bank accounts.
However, in order to manage finances and calculate tax, it’s worthwhile having a separate account for your business finances. This can make it easier to manage business costs and payments, while also helping to properly separate business and personal finances.
Small business accounts
Small business accounts are designed for smaller companies, like a sole trader working as a builder. They are also for businesses with lower turnover, though this can vary across banks, such as less than a £1 million.
Business accounts will often charge fees based on the use of their services, such as transfers and overdrafts, and include a monthly payment for services.
When selecting the right banking option for your business, it’s important to make sure you are aware of any fees and additional costs associated with the account.
Depending on how your business operates, certain services may not be needed. For example, an online business doesn’t need to have the ability to get change from a bank like a retail store does.
Looking at the services offered by each bank, and finding the account that’s best suited to you and your business needs, provides peace of mind that your company’s needs are catered for. It also helps your business to operate more effectively with the right support.
FSB offers its members access to business banking provided by The Co-operative Bank.
The account is designed with ease of use in mind and is exclusive to FSB members. As part of The Co-operative Bank’s unique business banking package, it provides a range of benefits to account holders. This includes:
To find out more about the different banking options available for your business, or how FSB can help you, visit our FSB Business Banking page or speak to a member of our dedicated team.
FSB members are entitled to a specially tailored bank account from the Co-operative Bank, giving you the freedom to focus on running your business.