Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Joining FSB Connect is free and is a great way to be part of the FSB Community and have your voice heard.
You'll be able to access specialist networking events with like-minded members of the community and have your say in our Big Voice survey panel.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
'Within a few weeks of joining we'd taken advantage of FSB’s Online Legal Documents. We started a graduate programme and access to these documents gave us an understanding of the legal side, and has helped us to create a number of processes and procedures.'
'When we first took on a member of staff, we used the online legal document template library. FSB does more important stuff than you think it does, there are lots of member benefits, probably more than we actually use.'
'Having somebody like FSB behind you is fantastic. There is a whole team behind the organisations, whatever is required: support, advice, finance, you know that you’re not alone, you’ve got FSB.'
We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has a fixed price of £129.
Business insurance is essential for protecting your company, from the property you own to the products you sell and the services you provide. But with so many types of insurance available, how do you know what sort you need? We’ve listed the key types and what they cover to help you know which is best for your business.
When considering insurance, it’s best to first think about what kind of business you have. It’s good to ask yourself questions, like:
In answering these questions, you can consider the key types of business insurance available. These are:
Of all the types of business insurance, this one is essential and legally required in the UK. If your company employs one or more members of staff, even if they work part time, you’re breaking the law if you don’t have this cover.
Employers’ liability insurance covers claims made by your staff when work they carried out resulted in illness or injury. This could include a factory worker cutting their hand while using your machinery, or an office secretary suffering from repetitive strain injury after doing some computer work. Payments you’d have to make, as a result of such claims, can be quite large. This cover will protect you and pay for compensation and additional legal costs that need to be made.
While employers’ liability insurance protects you from staff claims, this covers you for claims made by people outside your company. It’s therefore worth considering this if your business is public facing – whether your customers regularly come into your property, like a high-street shop, or you conduct your work in public, such as a construction firm.
Public liability insurance covers the costs of claims made against you when your business has caused someone an injury, such as a client slipping on a wet floor in your office. It also covers you if your business has caused damage to someone’s property, such as some signage falling onto their car. In the event of such accidents happening, this business insurance would pay for the compensation and legal costs.
This cover is concerned with the products you sell. It helps protect you if a customer buys one of your products, which results in them becoming ill or injured. This could range from serving a sandwich in your pub, which gives the buyer food poisoning to a toy you’ve manufactured that injures a child.
If a customer makes a claim against you like this, regarding a product you’ve sold to them, product liability insurance should cover any legal costs and compensation payments you’d need to make.
This type of business insurance covers you for claims made concerning the services you provide. This could range from a mistake in some work a client claims you’ve made, through to accusations of infringing copyright and breaching confidentiality. It also covers you for advice you’ve given that causes your client to lose money or suffer an injury.
The insurance is worth considering if your business is a professional service, such as a marketing company or architecture firm, or one that provides advice, like a health consulting firm or financial advisor. If a client makes a claim against you regarding your services, this will cover the compensation payments and legal costs.
This cover protects your business premises – whether you own or lease the space – and the tools you need to do your job. This could include a storm damaging your factory roof, a fire destroying your office computers, or if your stock is stolen.
If you depend on your property and the equipment you use to do your job, this type of business insurance is worth considering. In the event of an incident happening that damages these key assets, property insurance would cover the costs to replace or repair them and help prevent you from suffering financially.
Business insurance is a key part of building a company and protecting you and your assets. FSB offers its members top insurance and claims advice from leading experts. This includes providing:
If you’d like to learn more about how else we can help, read our FSB Insurance Service page, or speak to a member of our qualified team.
Hassle free - a dedicated team removes the hard work of searching for insurance, we work as a broker to find you a policy for your circumstances.
National Federation of Self Employed & Small Businesses LimitedSir Frank Whittle Way / Blackpool / FY4 2FE. National Federation of Self Employed & Small Businesses Limited (FSB) is registered in England, number 1263540