Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
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We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £177 in the first year and our specialist Business Creation package has a fixed price of £133.
Product liability is an essential type of business cover to protect many companies operating in the UK. But what exactly is this form of insurance, does your business need it, and what does it, and does it not, cover?
This blog post aims to help explain the key things to know about product liability insurance.
This type of insurance is concerned with the products your business sells. If one of your products causes a customer to become ill or injured, or causes damage to their property, this cover protects you and your company. It covers you for any claims that customer might make against you, like compensation costs or legal fees, regarding the product you’ve sold to them.
This could include different types of products, like some food you’ve sold in your cafe that leads to a bout of food poisoning, or a toy you’ve manufactured that injures a child. It could also be a washing machine you’ve supplied that floods a customer’s kitchen.
Product liability cover is recommended if your business designs, manufactures, or distributes products for sale or free of charge. You can be held liable for a faulty product that you supply, even if you don’t manufacture it.
You can also be held responsible if:
It’s also worth noting that things can go wrong, even with the safest of products. Personal injury claims can be very expensive, so it’s better to be safe, and make sure you’re covered, than be sorry, and worry about having the finances to pay out for compensation or legal fees. If something does go wrong with one of your products, with this insurance you can feel confident knowing that you’re protected.
The main things that product liability insurance covers is protection against compensation for:
If you have sold a faulty product that you didn’t manufacture, you should be covered if you can show:
Depending on the level you choose, there are different things that your product liability insurance might not cover. This includes:
Public liability cover is just one of many key types of business insurance, which should be considered for your company if you design, make or supply products for your clients or customers. To learn about other types of cover you might need to consider, please read our blog, What sort of business insurance do I need?
With every type of insurance there’s a lot to consider, like what’s a priority for your company and what level of cover will be the most effective. So we provide an insurance service to help you make the best business decisions and give you peace of mind.
The service, which is available to all FSB members, includes access to:
If you would like to find out more about this service and how it can help you, please visit our FSB Insurance Service web page or get in touch with our experienced team.
Hassle free - a dedicated team removes the hard work of searching for insurance, we work as a broker to find you a policy for your circumstances.