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What is a cash advance?

  • Blog
  • 29 November 2016

Sometimes, a business needs to stretch its available funds further than it would like to. There’s a degree of risk involved in doing this, but, thankfully, there is a solution.

If you’re looking for an injection of funds to help further the growth of your business, a cash advance is one option to consider. We explain what a cash advance is and how it can be used to benefit your business.

What is a cash advance?

A financial solution

At its core, a cash advance is an unsecured business loan. This offers businesses a risk-free way of raising finance, which, due to being unsecure, isn’t tied to the assets of a business. This means that property, stock or equipment isn’t at risk, as it isn’t used as collateral for the loan.

A small business loan can provide a company with access to funding quickly. In the event of an emergency, or a need to move quickly in order to acquire new stock or equipment, having rapid access to funding can be essential.

Benefits to business

A cash advance gives you access to funds that may have been otherwise unavailable.

FSB members have access to a cash advance with an 80 per cent acceptance rate. Companies that qualify for the unsecure business loan can expect funds to be transferred to their account within 15 working days.

These loans can provide a quick cash injection to a business, helping with funding growth, new equipment, stock, or anything else a business requires to function at its best.


Repayments on this loan are designed to be flexible and inline with your cash flow. They can be based on a fixed direct debit payment, or an agreed percentage of future credit and debit card transactions, until the loan is repaid.

Having access to funding when you need it is vital to helping a business grow and develop.

The cash advance FSB provides can help businesses in a number of areas, including:

  • Refurbishment
  • Expansion
  • Purchase of stock or equipment
  • Advertising
  • Paying bills

If you would like to learn more about our cash advance and how else it can help you, visit our web page about FSB small business loans or speak to a member of our team.