Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
'I just felt wow, I want to be part of this organisation so I joined.'
'Having someone there like the FSB who you can just call on for those other things you’re not quite sure on, it’s been invaluable.'
'What you can save by taking up some of the membership offers will save you your membership fee.'
We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has a fixed price of £129.
Providing access to a workplace pensions scheme is something all businesses will, by law, have to do. Most companies have a deadline to enrol, with some by November 2017.
However, there are many types of workplace pensions available. We explain what each of them entails.
Occupational pensions are set up by an employer to provide their staff with access to a pension scheme. These fall into two categories: final salary schemes and money purchase schemes.
In this scheme your pension is tied to your salary. The amount is paid at retirement, depending on the employee’s current level of pay and the amount of time your business has been signed up to the scheme.
With fixed salary schemes, staff pay a fixed percentage of their salary each month into the scheme, alongside a contribution from the employer.
These schemes are becoming less common in relation to other types of workplace pensions.
Money purchase, or defined contribution, schemes are a more common pension solution. These schemes, again, require staff to pay a set amount into the scheme from their salary. However, employers are not always required to do the same unless it is via automatic enrolment.
These pensions are invested, with the aim being, to increase the amount employees are entitled to when they retire. The pay out at retirement age is based on the amount of money paid in and how successful any investments have been.
Group personal pensions are an option for staff who are unable to be automatically enrolled onto a workplace pension.
As with the other pension options, staff pay into their pension based on a fixed amount from their salary. The contribution is then invested in order to generate additional funds for retirement.
Stakeholder pensions function in a similar way to group personal pensions.
Paying into this sort of pension allows more control over how funds are invested. However, if the scheme is being provided to staff by their employer the control will lie with them.
Contributions from an employer aren’t always necessary with this form of pension. It depends on the terms of the pension agreed between them and their staff.
Finding the right workplace pension for your business can be difficult, with such a range of choice. To help, FSB members have exclusive access to our Workplace Pensions service. This service was specially created to provide businesses with a fully compliant pension scheme that’s quick and simple to set up.
The service features:
To find out more about different types of workplace pensions, or how FSB can help you with your pension scheme, get in touch with a member of our team or visit our FSB Workplace Pensions page.
With expert advice and guidance from a leading provider, it's one of the most popular FSB Member Benefits.