Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
'I just felt wow, I want to be part of this organisation so I joined.'
'Having someone there like the FSB who you can just call on for those other things you’re not quite sure on, it’s been invaluable.'
'What you can save by taking up some of the membership offers will save you your membership fee.'
We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has a fixed price of £129.
One of the biggest challenges faced by small and medium-sized enterprises (SMEs) is late payment from their clients. Late payment is a surprisingly common problem. According to a Yougov poll carried out recently, approximately 85% of SMEs are affected by late or non-payment of invoices. Figures published recently by Bacs Payment Schemes, a direct debit company, suggest that SMEs are owed in the region of £34.9 billion.
So how can SMEs minimise the issues caused by late payments?
Firstly, SMEs are encouraged to carry out checks before taking on new customers. Credit ratings can be obtained for a small fee through reference agencies such as Experian. These will provide business owners with a good idea as to how well the customer manages their own cash flow and whether they have defaulted on payments in the past.
All companies in the UK have a statutory right to charge interest on late payments. Currently, the rate of interest is set at the Bank of England base rate plus 8%. Companies experiencing problems with late payments are urged by the Federation of Small Businesses to exercise this right, especially for one-off orders. However, before running the risk of alienating regular or high-value customers, it can prove more productive in the long term to draw up a late-payment reminder letter. Often this is all that is required to prompt payment of the invoice.
In cases where payment remains outstanding, a second letter, followed by a letter before action, may be sent out. Legal proceedings can then be commenced for debt collection and enforcement.
Avoid the common excuses such as ‘invoice not received' and ‘the cheque is in the post' by using online facilities to send and track invoices and payments and move away from accepting cheques and cash.
Using alternative methods, such as FSB Card Payment Processing, can help SMEs carry out credit and debit card payments securely through their website, on the shop floor, over the telephone or using a smartphone or tablet device. For companies that travel around as part of their business, using a FSB Mobile Card Payment Terminal is also an effective solution, enabling fast, safe and secure payment without the need for a telephone line.
Legal protection covers various scenarios and ensures you and your business are covered