Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
'I just felt wow, I want to be part of this organisation so I joined.'
'Having someone there like the FSB who you can just call on for those other things you’re not quite sure on, it’s been invaluable.'
'What you can save by taking up some of the membership offers will save you your membership fee.'
We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has a fixed price of £129.
Business insurance is essential for peace of mind. It’s a matter of better to have and not need, than to need and not have.
Of course we hope that we will never need our insurance. If we do, however, making a claim can cause more stress than the actual incident.
Whether it’s for a breakage or business interruption, these general guidelines could help alleviate the panic of dealing with both the situation giving rise to the claim, and the actual claims process.
Review the damage. Document damaged equipment and lost productivity hours. Get an independent assessment done by an outside agency if you feel it’s necessary, and get an initial or full assessment of the repair costs.
You also need to consider if the excess and possible increase in the cost of your insurance premium will make it worth the claim. Unless it’s a vehicular accident that requires you, by law, to report the accident, if the cost of making the repair is less that the potential costs of a claim, you might decide to forego claiming.
Make sure that everyone in your business know to report anything that could require you to claim to you immediately or as soon as reasonably possible.
Check that the incident is covered by your policy and ensure that you comply with any specific conditions set out in the policy terms. Don’t be tempted to make any alterations to the situation order to allow work to continue. Leave everything as it is, if it is safe to do so. If the incident needs to be reported to the police, do so immediately.
Report the claim to your insurance company immediately. Leaving too much time between the incident and reporting leaves room for additional damage which could affect your claim. The sooner you kick off the process the quicker the wheels will begin turning to get the situation resolved.
Check with your insurance company what you can do to minimise loss, and make sure that they approve of any emergency action you take.
Document the evidence and keep thorough records of the claim, including any communication that occurs after the incident, between yourself and your insurer or anyone else involved.
Make sure you complete the claim form as thoroughly as possible. While the insurance company will ask for further information if needed to help their assessment, it’s best to have everything as complete and accurate as you are able to make it. If the insurance company asks for more details or additional information, try and comply as quickly as you can to speed up the process.
Make sure that you claim for the full scale of the loss, including temporary emergency repairs, cleaning, replacement of equipment etc.
When you submit the claim, ask your insurer for an estimate of how long the claim process will take. Be prepared to negotiate and if needs be, get independent advice along the way. This might take extra time and energy but may well be worth your while, especially for more complex claims.
Keep a record as you go along. Review this and adjust your own procedures accordingly to prevent a similar situation occurring in future. Make sure you keep track of all the entire claims process, including all relevant paperwork.
To find out more about how you could benefit from FSB Insurance Service, get in touch with a member of the team or visit our FSB Insurance Service page.
Hassle free - a dedicated team removes the hard work of searching for insurance, we work as a broker to find you a policy for your circumstances.