Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Joining FSB Connect is free and is a great way to be part of the FSB Community and have your voice heard.
You'll be able to access specialist networking events with like-minded members of the community and have your say in our Big Voice survey panel.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
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We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
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We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has a fixed price of £129.
When you’re looking to provide card payment facilities in your business, you have to consider how to do it most effectively. From many different models of payment terminals, to the way you pay fees on the transactions, everything can change depending on what works best for you.
To help you understand it all a little better, we’ve put together this suggested guide on how you could process your card payments.
When you create your merchant account with a card payment provider, there will be two main ways that you can process your payments.
The first will be as a single flat monthly fee, alongside a percentage of each payment, while the second will be a ‘pay as you go’ method, with a flat fee per transaction also alongside a percentage of each payment.
If you choose to go for the pay as you go model, the percentage you’ll pay per transaction ranges from 1.1% to 2.5% of the transaction value.
Depending on the kind of business you are, you might also provide the option of paying by card online through a payment gateway. Payment gateways are essentially virtual card payment terminals, hosted by a bank or external provider. Online card processing has its own costs associated, but it works much the same as a regular terminal, with a percentage of the sale being taken as a fee.
While the payment processing itself has associated costs, there are also other costs that you’ll need to consider when making the decision on how to process card payments.
For example, the costs of terminal rental will vary depending on the functions you’re looking for in the terminal. Mobile card payment terminals, which include their own SIM, so you can facilitate payment all across the country, will cost a little more, as will terminals that offer contactless payment functionality.
For a look into what sort of costs are associated with providing card payments, take a look at our blog post of how much does it cost to provide card payments in my business?
Your choice should be influenced by several considerations:
For example, if you’re a food delivery service, you’ll likely benefit the most from providing online payments, so that the sale is confirmed and you can be sure the money is secure before delivery.
If you’re a very busy shop with a large amount of monthly sales, your best bet will likely be renting a contactless terminal, so that you can process a lot of payments more quickly, while opting for the monthly and percentage fee, rather than the per transaction and percentage. The large amount of payments mean that you’ll pay less overall and that your provider may be willing to negotiate with you for a lower price, saving you even more.
Choosing how to provide card payments in your business comes down to many variables, and it might seem tough to find the solution that is perfect for you. Our FSB Card Payment Processing service is on hand to make it easier for you to process card payments.
The service, available as part of our Business Essentials and Business Creation packages, offers such benefits as:
To find out more, visit our FSB Card Payment Processing page, or to see how else FSB could benefit your business visit our package comparison page.
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