Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Joining FSB Connect is free and is a great way to be part of the FSB Community and have your voice heard.
You'll be able to access specialist networking events with like-minded members of the community and have your say in our Big Voice survey panel.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
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We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
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We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has a fixed price of £129.
During your working life, either as an employer or employee, it’s wise to keep one eye on the future and think about what you will do once you stop working and retire. But, as well as securing your own future, you should do your best to help that of your staff too.
Pensions are a key way of saving for your and their retirement. Soon, all eligible employees will be required by law to sign up for a workplace pension. But how much does a workplace pension pay? And are there ways to increase the amount you and your staff can save?
Workplace pensions are calculated based on contributions from you and your employees.
Based on pre-tax earnings, you pay a percentage amount each month and your employees do the same. Currently, this is 0.8% for an employee and 1% for the employer. However, the amount contributed by both sides will increase annually.
The amount paid will influence the amount staff have to draw from when they finally retire. This figure will also increase when the salary of an employee or employer increases.
It’s possible for staff to find out an estimate of what they stand to get at retirement through a pension projection. This can usually be provided via their pension provider.
Pension contribution is one way of saving for the future. However, this isn’t limited to a minimum payment from employers and staff. It’s possible for employers to agree to contribute more as part of their pension provision.
This means that a pension pays in more and staff have more when they retire.
Salary sacrifice is a process where staff members can agree to attribute a portion of their salary, which is deducted from their pay and goes into their pension pot.
Both of these methods of saving mean that they take home less each month, but pay more towards their pension. However, this is not a decision to be taken lightly, and it should be discussed it with your staff before an agreement to increase deductions is made.
There are many elements to consider when it comes to providing a workplace pension. To help with this, FSB members have access to our Workplace Pensions service. This is specially designed to provide our members with a fully compliant pension scheme.
The service features:
To find out more about how FSB can help you establish your pension scheme, get in touch with a member of our team or visit our FSB Workplace Pensions page.
With expert advice and guidance from a leading provider, it's one of the most popular FSB Member Benefits.