Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
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We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
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We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has a fixed price of £129.
Writing a business plan is crucial when setting up a new company. But how should you set it out and what should you include? This guide aims to help.
Your business plan should have seven sections. It’s also a good idea to include an appendix at the end. This can include information such as your CV, permits and leases when you obtain them. The sections are:
While there are many sections, you should keep your business plan short and concise. Also, aim to keep details specific, show you know your market and make sure your finance information is accurate.
This should summarise your business and what you’re trying to achieve. While it’s wise to put this at the front of your business plan, the summary should be the last thing you write.
It’s thought of as an important part of your business plan because it’s the first thing a banker or investor will read if you’re seeking financial support, so you should aim to grab their attention. The executive summary should include details like:
In this section you should describe your company and provide details of its different elements. It’s a good idea to look at it as an elevator pitch, which can quickly explain the goals of your business, how it will stand out from others and will fit in the industry. Things to include are:
The aim of this section is to show you know your market and your business’s industry, so you can define your target market (showing that you’re not trying to appeal to too many markets), and how your company will be positioned to take its share of market sales. It’s a good idea to include evidence of your own research and findings too. The section should include things like:
The aim of this section is to show you have identified and analysed your competition. You should also show how you will differ from your competitors and explain the issues that can help, or hinder, you entering the market. You should include information like:
This should aim to provide a description of the products or services that you’re designing and developing. The idea is to give information that would encourage investors to invest in them. Things to include are:
This should show how your business will function on a continuing basis. It should include details like:
This key section usually makes up the final part of your business plan. It should aim to provide an accurate picture of your company’s current value, and show your ability to pay bills and earn a profit as you develop your company. It should include three key areas:
Income statement – This is a report on how your business will generate money each year. It should include key information, such as income generated by your business, cost of goods, gross profit margin, operating costs, net profit before and after taxes, and total expenses.
Cash-flow statement – This should show how much money will be needed to meet your business obligations, when it will be needed and from where you will access it. It should include information such as your cash sales, receivables, total income, and costs for research, manufacturing or performing your service, overheads, and marketing and sales salaries.
It’s a good idea to put together figures in your income statement and cash-flow statement on a monthly basis for the first year, quarterly for the second, and annually for the third and onwards.
Balance sheet – This involves a summary of all the preceding financial information. Unlike the other two statements, it should be given on an annual basis and split into three areas:
A business plan is a big part of setting up a company and this information should give you an idea of what to include. At FSB, we have created a service specifically to provide help and advice for people who are new to business, so they can do things like, put together a business plan.
To find out more about this service and how it can help you, please visit our FSB Business Creation web page.
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