Join FSB

Thousands of small businesses join us every month – here’s why

We’re helping small businesses like yours achieve their ambitions. Led by members for members, FSB is a proudly not-for-profit organisation with your best interests at the heart of everything we do. 24/7 legal support, financial expertise, vital business services, local support and networking events are just a few of the reasons why we're the organisation of choice for small businesses and the self-employed across the UK.

FSB membership gives you more than just market-leading benefits – we’re making real change happen for you and the wider small business community. Established over 45 years ago, FSB is the UK’s largest business campaigning group with a powerful voice heard in local, UK-wide and devolved governments. Together, we make a difference.

Protection for you, protection for your business.

Your FSB membership provides protection against a wide range of legal, tax and employment issues, including HMRC tax investigations and employment tribunals. We’re on your side

Save thousands in legal fees

From data protection to statutory licences, you’ll have essential legal expenses insurance thanks to FSB Legal Protection Scheme. There are no extra policies to take out and you’ll also have support through our 24/7 legal helpline and online legal library.

Stay compliant with employment law

Access round-the-clock HR advice from employment law specialists as part of your membership. FSB Employment Protection is here to make your life easier with on-demand templates, guidance on UK employment legislation, and insurance protection if you’re taken to an employment tribunal.

FSB Tax Investigation Protection

With FSB Tax Investigation Protection, you’ll have comprehensive tax support and tax investigation insurance for most business-related HMRC enquiries, all at no extra cost. Whether it’s IR35, PAYE or Self Assessments, you’ll have expert guidance from a team of former tax inspectors.

Clear costs, no hidden fees

Your small business is unique, which is why your membership is calculated based on the number of staff you employ. You’ll only pay for the cover you need and not a penny more. As membership is personal to you, it covers all your businesses.

You'll pay a £30 membership fee in your first year and a flat rate every year after.

calculate my membership

Number of employees	Year One	Subsequent Years
0	£177	£147
1 - 4	£229	£199
5 - 10	£283	£253
11 - 20	£334	£304
21 - 30	£401	£371
31 - 40	£432	£402
41 - 50	£479	£449
51 - 100	£607	£577
101 - 150	£1010	£980
151 - 249	£1010*	£980*

^{* + £5 for each employee above 150}

We also offer a discounted £65 associate membership (plus a one off £30 joining fee) specifically for additional directors or partners involved in the same business as the full member. Associate members can be referred upon joining.

Questions?

If you're thinking of joing our membership team are here to help with any questions you may have about FSB membership before you make that decision. You can contact them on 0808 168 8483 or let us call you.

Don’t miss out on essential support for your small business

Your membership unlocks a wealth of support services designed just for small businesses, including our bespoke funding platform, preferential rates on mobile and card payment terminals and a discounted workplace pensions scheme.

HR advice you can trust

FSB Employment Protection is your go-to for HR advice, available 24/7. Stay compliant with employment law, no matter how small your team. Speak to employment solicitors for advice, download template documents and have peace of mind with employment tribunal insurance.

Get the money you’re owed

FSB Debt Recovery can help you recover money owed by giving you the tools and support you need to get paid. Download free guides, customise template letters and get advice 24/7 from debt recovery specialists. If you need to take legal action, there’s fixed fees and no hidden costs.

Look after your wellbeing

Running a business isn’t always smooth sailing. We’re here for you, whatever you’re going through. When you reach out to FSB Care, you’ll be matched with a nurse who can help you to navigate treatments, explain your diagnosis or simply offer a listening ear.

Protect against the unexpected

With FSB Legal Protection Scheme, you’ll have legal expenses insurance designed just for small businesses, backed by 24/7 legal advice, expert tax guidance and online support. There are no extra fees to pay or policies to take out.

Defend against cyber-attacks

Protect against unseen threats and help your business stay in the clear with cyber security guides and resources you can trust from FSB Cyber Protection, backed up by cyber insurance designed for small businesses.

Tax protection you can trust

From tax and VAT returns to PAYE declarations and IR35, our team of tax specialists at FSB Tax Investigation Protection can support you through our advice line and online legal library, and help to protect your business during HMRC investigations.

Free business banking

We make handling business finances a breeze with FSB Business Banking, provided by The Co-operative Bank. Get access to free everyday business banking for the duration of your membership (subject to status).

Pensions and payroll made easy

Payroll and workplace pensions compliance is easy thanks to FSB Workplace Pensions and Payroll. Access comprehensive support for small employers including a discounted payroll service and tailored workplace pensions packages.

Find the right funding for your business

Save time and effort with one easy application and let our experts at FSB Funding Platform handle the rest. We save you the hassle of searching through hundreds of finance options to find the best solution for you.

Public relations professionals

FSB PR/Crisis Management is here to support you through a crisis, from protocols to press releases, with expert advice and limited insurance in the event of a major crisis.

24/7 legal support

Search our easy-to-use online FSB Legal Hub, home to over 1,200 documents, letters, templates and more. You’ll have compliance covered with on-demand legal support through our 24/7 legal advice line.

You’re in safe hands

Staying compliant with health and safety doesn’t have to be stressful. With FSB Health and Safety Advice, you can access online templates and documents written by professionals, on-demand online training and our 24/7 advice line.

Secure, stress-free payment processing

Get paid quickly and easily wherever you’re doing business with FSB Payments. Stay ahead of the competition with fast, secure and reliable payment solutions from the market-leading payment provider, Worldpay from FIS.

Business insurance that makes sense

Designed by small businesses for small businesses, FSB Insurance Service is an award-winning full general insurance broking service with exclusive discounts, tailored support and a dedicated insurance advice line.

Campaigning for you

Support us in campaigning for change and with lobbying Governments and political decision-makers at all levels across the UK on the issues that matter to you.

Join FSB today

Ready to get started? Join online now or chat to one of our Membership Advisors before taking the leap.