Skip To The Main Content
11 September 2018

Pensions Twitter chat this Thursday #ThinkSelfEmployed

If you are self-employed, it’s easy to make excuses for not saving into a pension including not having the time, not being able to spare the money or simply being so confused by the jargon that you put it off to another day.

Recent figures from the Office of National Statistics say that there are around 4.8 million people in the UK who are self-employed, and almost half (45.1%) of those aged between 35 and 55 have no private pension.

    pensions graphic

So, ahead of Pensions Awareness Day this Saturday, and as part of FSB’s #ThinkSelfEmployed campaign, we will be taking a closer look as this important issue and will be hosting a Twitter chat this Thursday at 11am on pensions for the self-employed.

FSB’s own research revealed that currently only 31% of the self-employed are saving into a pension, so what can be done to encourage more of the self-employed to make saving into a pension a priority?

We will be posing questions to our expert panel on the biggest challenges facing the self-employed when trying to save into a pension, as well as looking at what the Government and industry can do to encourage them to save for their future.

Our panellists for the Twitter chat include:

National Employment Savings Trust (NEST): @nestpensions


NEST is a not-for profit, public corporation which is governed in the long-term interests of their members by NEST Corporation and Board of trustees. Their goal is to help millions of workers, including the self-employed, enjoy a better retirement by offering an easy to use, fully online pension service. With a 5-star Defaqto rating, NEST is a high-quality pension scheme designed and built around the needs and behaviours of their seven million members.

Association of British Insurers (ABI): @BritishInsurers


The ABI is the voice of the UK’s world leading insurance and long-term savings industry. A productive, inclusive and thriving sector, they are an industry that provides peace of mind to households and businesses across the UK and powers the growth of local and regional economies by enabling trade, risk taking, investment and innovation.

FSB Employment and Pensions Policy Advisor, Emelia Quist: @emeliaquist


Emelia Quist is the policy lead for employment and pensions at the Federation of Small Businesses (FSB) in Westminster, London. Emelia is also responsible for research on self-employment. Before joining FSB, Emelia worked in legal services at LexisNexis, researching employment and pensions legislation.

Financial Advisor for FSB member McHardy Financial, Pam Cradock: @PamCradock


Pam Cradock is an independent financial adviser at McHardy Financial, based in Aberdeen. She has been providing financial advice since May 2006 and she aims to help clients, including the self-employed to plan for their future and ensure they have the right pension provision.

The chat will start 11am and will last for about one hour on Thursday 13 September

Follow on the @fsb_policy account and the hashtag #FSBchat and get involved with your views, questions and experiences.