Say hello to secure, stress-free payment processing

There's a better way to get paid - and your customers will love it too. Do business your way with more ways to pay safely, competitive terms and added fraud protection. Managing your money has never been easier

Scroll through the banners below to discover how FSB Payments can support your business


New to business or switching providers? Simply choose how you want to take payments, tell us what equipment you need and get back to business. We’ll handle the rest.

Never miss another sale

Let your customers pay with confidence and convenience. From virtual terminals to safer contactless payments, give the best checkout experience every time.

Take your business online

COVID-19 has changed how we shop. Set up a secure digital storefront and give your e-commerce business a boost with our leading fraud intelligence tools.

Your business, your way

Whether you’re on the shop floor, on the move or offering local delivery, accept major debit and credit card brand payments with a merchant account.

Members get more

Exclusive discounts just for FSB members.**

  • Reduced minimum monthly service charges and authorisation fees
  • Six months free terminal rental***
  • No joining fees, set up charges or hidden costs - start saving straight away
  • Competitive rates negotiated based on your card turnover, sector and average transaction value

See terms and conditions below for more information

Real-time monitoring

See your card payment sales at a glance in real-time thanks to Worldpay’s Business Dashboard. From card sales to invoices, keep track of your earnings for the day, week or month at the tap of a button.

Back to business in no time

You don’t work 9 to 5. Neither do we. Access 24/7/365 support and Monday – Saturday next day terminal replacements.****

**** Orders on Saturday have to be placed before 3pm for Monday delivery. Areas with non-standard UK postcodes and offshore islands may take 2-5 business days.

Payments you can trust

Worldpay from FIS is the number one global merchant acquirer, supporting over a million merchants worldwide and processing around 50% of card transactions in the UK with 99.99% uptime. *

* Source: Top 150 Merchant Acquirers Worldwide, Nilson Report, September 2020. Largest merchant acquirer in world based on Visa and Mastercard transactions processed.

It pays to be protected

We make it simple to comply with data security standards like PCI DSS, protecting you and your customers against the risks of data breaches and fraud.

Ready to get started?

What are the terms and conditions?

* Source: Top 150 Merchant Acquirers Worldwide, Nilson Report, September 2020. Largest merchant acquirer in world based on Visa and Mastercard transactions processed. 

** Terms and conditions apply to all Worldpay services. Discounts vary, including depending on your business requirements and the products and services you take from Worldpay and your contract term. Exclusive discounts just for FSB Members (existing Worldpay customers are ineligible). Contact Worldpay from FIS for more information. 

*** 36 months contract and over 30% discounted terminal rental thereafter. 

**** Orders on Saturday have to be placed before 3pm for Monday delivery. Areas with non-standard UK postcodes and offshore islands may take 2-5 business days. 

How do I access this?

FSB members can find contact details for FSB Payments and information about starting an application on their member dashboard. Members can also access the FSB Payments website through the FSB member app.

Join the Federation of Small Businesses today

With FSB membership, you'll have all the support and protection you need to run and grow your business. From legal advice and local networking, discover how FSB membership can help your business thrive. 

Join now

What is a merchant account?

A merchant account lets you accept and process credit and debit card payments. It's like a regular business bank account, except it’s dedicated to receiving funds from credit card transactions. 

What is the Payment Card Industry Data Security Standard? Why is it so important?

PCI compliance protects your business and your customers against data breaches. When a customer is completing a transaction, you're processing sensitive payment information that needs to be protected. All merchants and service providers must comply with the PCI DSS. 

✔️ guidance on protecting data 
✔️ peace of mind for customers 
✔️ safeguarding against financial fraud 
✔️ avoid penalties for non-compliance 

Latest resources from FSB Payments

Maximise Your Membership
Video Thu, 23 November 2023

Maximise Your Membership

Join our panel of FSB staff as we discuss how to make the most of the many FSB benefits, from debt recovery and funding, to care and legal support.

How to become PCI compliant
Article Fri, 25 February 2022

How to become PCI compliant

Stay secure and protect your customers' data during card payments with our step-by-step guide to becoming PCI compliant as a small business.

Business Basics: Taking card payments securely
Article Thu, 19 November 2020

Business Basics: Taking card payments securely

Everything you need to know about credit card processing and taking payments in a secure, compliant way.

Join the Federation of Small Businesses today

Join today

Join online

Joining online is quick and easy to do. Start now and we'll be welcoming you as our latest member in just a few minutes.

Meet online

Book a meeting

Arrange to meet your local membership advisor virtually or face-to-face, or simply give them a call to chat about joining FSB.

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Arrange a call back

Have one of our sales advisers call you back to learn how FSB membership can help you and your business.