Welcome to ethical, modern banking
Spend less of your budget on banking and more time on your business with our business current account, designed for business owners like you
Scroll through the banners below to discover how FSB Business Banking can support your business
There is no monthly account fee or charge for everyday banking services included in the FSB tariff for the duration of your FSB membership. You can even pay in up to £2000 cash free of charge each month in-branch or at the Post Office. There are no hidden fees - if you need to deposit more cash, it’s just 75p per £100 extra.
Opening your account is simple with our online application form, and you can switch from your old current account in just seven business days using the Current Account Switch Service.
On the go or in the office, your account is just a click away thanks to online banking and a new mobile app. Manage your finances over the phone, in-branch or at your local Post Office, too.
Every penny counts as a small business. Stay on top of your expenses with a Business Credit Card**.
With the Business Credit Card, you can apply for a credit limit of between £500 and £25,000, and you can borrow as and when you need to and spread the cost of your purchases over time. You can benefit from an interest-free period on purchases of up to 56 days (if balance is paid in full by due date). A £24 annual fee applies
Manage your business expenses with a Business Charge Card.
The balance is payable in full every month and a monthly Charge Card fee of £2 per card applies.
All applications are subject to eligibility, status and an assessment of your financial circumstances. T&Cs apply. Other charges may apply.
Short on change? If you’re always running out of coins and notes, change them for free in your local branch or at the Post Office (by arrangement).
Use your money for good with responsible, ethical banking. The Co-operative Bank’s customer-led ethical policy means we’re working together on the things that matter, such as tackling youth homelessness and supporting local community projects.
FSB current account holders could be eligible to apply for other products and services offered by The Co-operative Bank
Ready to get started?
We like our business banking to be as simple as possible but there are some things you need to be aware of.
*Subject to application, status and our lending policy. Other charges may apply.
**All applications are subject to eligibility, status and an assessment of your financial circumstances. T&Cs apply. Other charges may apply.
The Co-operative Bank p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No.121885). The Co-operative Bank, Platform, smile and Britannia are trading names of The Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales No.990937. Credit facilities are provided by The Co-operative Bank p.l.c. and are subject to status and our lending policy. The Bank reserves the right to decline any application for an account or credit facility. The Co-operative Bank p.l.c. subscribes to the Standards of Lending Practice which are monitored by the Lending Standards Board.
Want this benefit for your business?
FSB Business Banking is just one of a suite of benefits included with FSB membership to help support, protect and grow your business.
Membership starts from £147 per year with a £30 joining fee in the first year.
Latest resources from FSB Business Banking
From understanding your requirements to forming a good relationship with your bank, discover how you can find the right business bank account with FSB Business Banking’s guide.
Fraud costs businesses millions every year. Learn more about the common scams to watch out for and how to protect your small business against fraud with tips from The Co-Operative Bank, provider of FSB Business Banking.
Unsure if an unexpected supplier invoice is genuine or fake? Protect yourself and your cash flow from invoice fraud with top tips from FSB Business Banking.