Business Banking

There is no monthly account fee or charge for everyday banking services included in the FSB tariff for the duration of your FSB membership. You can even pay in up to £2000 cash free of charge each month in-branch or at the Post Office. There are no hidden fees - if you need to deposit more cash, it’s just 75p per £100 extra.

Opening your account is simple with our online application form, and you can switch from your old current account in just seven business days using the Current Account Switch Service.

On the go or in the office, your account is just a click away thanks to online banking and a new mobile app. Manage your finances over the phone, in-branch or at your local Post Office, too.

Every penny counts as a small business. Stay on top of your expenses with a Business Credit Card**.

With the Business Credit Card, you can apply for a credit limit of between £500 and £25,000, and you can borrow as and when you need to and spread the cost of your purchases over time. You can benefit from an interest-free period on purchases of up to 56 days (if balance is paid in full by due date). A £24 annual fee applies

Manage your business expenses with a Business Charge Card.

The balance is payable in full every month and a monthly Charge Card fee of £2 per card applies.

^{All applications are subject to eligibility, status and an assessment of your financial circumstances. T&Cs apply. Other charges may apply.}

Short on change? If you’re always running out of coins and notes, change them for free in your local branch or at the Post Office (by arrangement).

Use your money for good with responsible, ethical banking. The Co-operative Bank’s customer-led ethical policy means we’re working together on the things that matter, such as tackling youth homelessness and supporting local community projects.