Save with flexible business banking
Endless banking fees adding up? Looking for a better way to control your cash flow? Every penny counts when you’re working for yourself. At the Federation of Small Businesses, we’ve partnered with leading banks to bring you discounts and perks that you won’t find anywhere else.

Start your membership today
Unlock big savings on business essentials when you join the Federation of Small Businesses. FSB Business Banking is just one of many member benefits designed to help small business owners like you to succeed.
Frequently asked questions
* All applications are subject to status and eligibility. T&Cs apply.
** Rated by Morningstar Sustainalytics in the Regional Banks sub-industry with a score of 8.3 as of 8 July 2022
The Co-operative Bank p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No.121885). The Co-operative Bank, Platform, smile and Britannia are trading names of The Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales No.990937. Credit facilities are provided by The Co-operative Bank p.l.c. and are subject to status and our lending policy. The Bank reserves the right to decline any application for an account or credit facility. The Co-operative Bank p.l.c. subscribes to the Standards of Lending Practice which are monitored by the Lending Standards Board.
***Cashback cannot be earned on cash advances, quasi-cash transactions, gambling, Government payments (including HMRC), ATM withdrawals, balance transfers, interest, fees and charges, non-member payment service provider payments, and non card payments. The 1% Cashback is limited to the first £100,000 of eligible card purchases each calendar month.
Accounts are available to UK residents aged 18+ and UK-based businesses. The first year’s account fee will get refunded to FSB members after they have opened the bank account, and then again on the first anniversary of the account opening. For full website terms including information on Cashplus Bank, Mastercard and use of Trademarks, please see our full legal disclosures at https://www.cashplus.com/legal/.
Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140.