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Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Joining FSB Connect is free and is a great way to be part of the FSB Community and have your voice heard.
You'll be able to access specialist networking events with like-minded members of the community and have your say in our Big Voice survey panel.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
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We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has a fixed price of £129.
Putting in place some basic principles could help you manage your accounts better this tax year, explains Paula Tomlinson.
Fed up with rushing around in January to get your income tax return in on time?
Had enough of not knowing your profit during the year?
Want to make better business and financial decisions during the year?
Worried about the effect of HMRC’s Making Tax Digital and the quarterly reporting that HMRC will require from you from April 2019?
If you’ve answered ‘yes’ to any of these questions, then improving your accounts processes will help you.
You’ll gain more control over your business and its finances, such as identifying when price changes need to be made, whether you can afford to expand, whether you might need a business loan, whether you need to contract or focus on other areas, and how much cash you can afford to take out of the business after paying your suppliers and HMRC. Better still, it will reduce your stress levels.
Here are some tips for staying on top of your accounts:
Are there some quieter times in your busy week you can put to one side? Find a 20-30 minute slot, and every week use it to do your basic financial housekeeping.
You may only have just set up your business or simply never have got round to doing this. Keeping your business finances separate from your personal finances will make your life much easier. There are often introductory deals with banks when you open an account, especially if most of your transactions are electronic. Even so, it’s money well spent when you see the clarity it brings. In addition, if HMRC carries out a review, they can’t bother you with spurious questions on your personal finances if your company transactions are all in a business bank account.
Once a month or so, keep a few hours free to summarise the receipts and invoices you’ve been organising each week. You might do this at the end of the month or on Friday afternoons. Depending on the number of transactions, the details might be put into a spreadsheet or a book-keeping software package. These summaries are the bedrock of your accounts and can be referred to as your ‘management accounts’.
Book-keepers love preparing spreadsheets or completing book-keeping packages, keeping on top of things for you. They can work for as little or often as you like, so are cost-effective, especially if you’re fairly organised. They are also good at letting you know about potential concerns, such as when you should be VAT-registered.
Now that you have regular management accounts, make sure you understand what they’re saying to you. Your book-keeper or accountant can help if necessary. For example, you can check your gross profit margin by comparing turnover with the cost of products. If this is falling, consider increasing prices, negotiating harder with suppliers or changing your product mix. If you have a book-keeping package, you can run reports such as year-on-year seasonal comparisons. If you have a phone app associated with the package, you can even do these checks while you’re out and about.
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National Federation of Self Employed & Small Businesses LimitedSir Frank Whittle Way / Blackpool / FY4 2FE. National Federation of Self Employed & Small Businesses Limited (FSB) is registered in England, number 1263540