Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
'I just felt wow, I want to be part of this organisation so I joined.'
'Having someone there like the FSB who you can just call on for those other things you’re not quite sure on, it’s been invaluable.'
'What you can save by taking up some of the membership offers will save you your membership fee.'
We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £177 in the first year and our specialist Business Creation package has a fixed price of £133.
Our experts are on hand to answer all your queries about setting up on your own. Christopher Allen, a Start-Up Adviser at FSB Legal, tackles the latest reader questions
Q What do I need to hire my first employee?
There are a number of legal duties you will need to adhere to; we recommend you seek legal advice and or visit gov.uk to ensure you are following the correct process. Here are some points to consider:
Register: You will need to register with HM Revenue and Customs as an employer
National Minimum Wage: Different rates depend on the employee’s age and whether they are an apprentice or not
Insurance: You are legally required to have employer liability insurance to safeguard your employees
Right-to-work checks: You must complete certain checks to see if the employee has the legal right to work in the UK. Failure to check if an employee has the correct documents can result in a fine of £20,000 per employee
DBS: Depending on the role, an employer may have the right to conduct a DBS check; this is typical in sectors such as financial services, security and the care sector
Contracts: Most employees are legally entitled to a written statement of the main points of their employment within two calendar months of starting work
Pension automatic enrolment: You must check if you need to automatically enrol an employee on to a workplace pension or not.
Q How can I make my end-of-year accounts easier?
Most business owners are passionate about their businesses – but book-keeping is often pushed to the back of the list. Create a weekly work planner with a priority to-do list, so you can allocate time to your least-enjoyed tasks. End-of-year accounts should be high on the priority list – failure to complete them can result in a fine and/or legal action.
Be organised and allocate time for regular book-keeping
If you operate as a sole trader and your annual gross trading income is £1,000 or less, you may not have to complete a self-assessment. Contact HMRC for clarity
Create back copies of your accounts and consider using cloud-based back-up platforms
Decide in advance whether you require an accountant
Consider using mobile accounting applications
Be aware of submission deadlines, as they differ between HMRC and Companies House
Register to use the Government Gateway service for online filing in advance; login details can take up to seven days to arrive
If you get stuck, contact HMRC or an accountant.
Q Should I use a PO box address for my business?
PO boxes have become popular due to their security and low cost. They also increase privacy by protecting your personal address and safeguarding post from thefts. They may not be suitable for all legal structures; some will require a physical genuine address. In some cases, directors may use a service address as an alternative to their home or office address.
Before choosing a PO box provider, it is advisable to research their prices, services and restrictions.
Low cost options exist
Can collect or have your post delivered to your home
Post will be monitored.
A wealth of important information and advice, available online in-case you face dismissal or discrimination claims and employment tribunals.
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