Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Joining FSB Connect is free and is a great way to be part of the FSB Community and have your voice heard.
You'll be able to access specialist networking events with like-minded members of the community and have your say in our Big Voice survey panel.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
'Within a few weeks of joining we'd taken advantage of FSB’s Online Legal Documents. We started a graduate programme and access to these documents gave us an understanding of the legal side, and has helped us to create a number of processes and procedures.'
'When we first took on a member of staff, we used the online legal document template library. FSB does more important stuff than you think it does, there are lots of member benefits, probably more than we actually use.'
'Having somebody like FSB behind you is fantastic. There is a whole team behind the organisations, whatever is required: support, advice, finance, you know that you’re not alone, you’ve got FSB.'
We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has an introductory price of £99 in the first year.
Taking out a small business loan is a great way to provide yourself with a cash injection that can cover a variety of costs and benefit your business in different ways.
However, it’s important to make sure you pay back the loan and on time. We explain when you have to pay back a business loan and the benefits of paying it back promptly.
Business loans and other financial agreements are subject to a range of checks. This can include a credit check to ensure a borrower’s suitability for a loan.
A credit check is used to help calculate risk to a lender. With many loans this also helps to dictate a number of terms, such as the amount you can borrow and the rate of interest. It can even influence the length of time you have to repay the loan.
The check also helps to dictate the repayment dates of a loan. This can include the date the whole loan will be repaid by and the specific date the loan provider expects a repayment to be made each month.
These terms are agreed upon in the process of finalising a loan. From there, it’s your responsibility, as the borrower, to ensure you meet your side of the agreement and make repayments at the specified times. Repayments can be set up as a direct debit from your bank account. You just need to ensure there will be enough money in the account to cover the agreed fees.
Repaying a loan is important. Failing to do so can have serious consequences, as we have outlined in our blog post, What happens if I can’t repay a business loan?
By repaying a loan on time, you avoid any penalty fees and can retain the credit rating of your business. Failure to meet any repayments can violate your loan agreement, resulting in you having to make additional fees, or, worse, causing your business to default on the loan.
This can seriously hamper the credit rating of your business, making it difficult for you to get access to other financial services in the future. As a result, this can disrupt your company’s growth, especially if you need loans and funding for equipment or facilities, for example.
If your loan is secured against collateral, such as equipment, vehicles, or property, failure to pay can put aspects of your business at risk. This is because loan providers can seek to claim collateral in the event that you can’t repay the loan.
To help our members when repaying a loan, FSB gives access to an unsecured business loan where repayments are linked to their company’s cash flow.
This reduces the impact on your bottom line, as repayments can be carried out as a set percentage of future credit and debit card transactions. They can also be repaid using a fixed direct debit.
Our loans are also unsecured, meaning they’re not tied to any assets, which protects your stock or equipment from repossession if you fail to pay.
To find out more about how our cash advance can help your business, get in touch with a member of our team or visit the FSB Cash Advance page.
A risk-free way of raising finance for your business, which is not secured to your assets, giving you the cash injection you need, when you need it.
National Federation of Self Employed & Small Businesses LimitedSir Frank Whittle Way / Blackpool / FY4 2FE. National Federation of Self Employed & Small Businesses Limited (FSB) is registered in England, number 1263540