Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Joining FSB Connect is free and is a great way to be part of the FSB Community and have your voice heard.
You'll be able to access specialist networking events with like-minded members of the community and have your say in our Big Voice survey panel.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
'Within a few weeks of joining we'd taken advantage of FSB’s Online Legal Documents. We started a graduate programme and access to these documents gave us an understanding of the legal side, and has helped us to create a number of processes and procedures.'
'When we first took on a member of staff, we used the online legal document template library. FSB does more important stuff than you think it does, there are lots of member benefits, probably more than we actually use.'
'Having somebody like FSB behind you is fantastic. There is a whole team behind the organisations, whatever is required: support, advice, finance, you know that you’re not alone, you’ve got FSB.'
We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has a fixed price of £129.
When it comes to business expenses, there are a variety of items that can be justified as claims. The only real limit on claims is that they have to genuinely be a cost related to your business rather than a personal purchase, that whilst benefiting your business can’t be attributed to it.
We’ve created this guide to highlight just some of the things you could claim as a business expense.
One major expense that can be claimed is travel costs. For example, if you need to travel to a client by rail, then you will be able to claim your train ticket as a business expense. Alternatively, if you drive to somewhere for business reasons, then you are able to claim up to 45p per mile for the first 10,000 miles of business-related travel, and 25p for each mile after 10,000.
Necessary business-related equipment can also be claimed. This means that things such as computers and printers that you need to meet business obligations can be claimed back through your business account, reducing the amount you’ll pay in total thanks to tax reduction.
This also applies to business uniforms. Whether it’s a branding decision to have a uniform, or the uniform is personal protective equipment in line with the health and safety requirements of the job, the uniform can be classed as an expense.
The exception is if your workplace has no uniform; your everyday clothes that you wear during work aren’t claimable.
For much bigger business expenses, you can claim costs back through the UK Government’s ‘annual investment allowance.’ This allowance covers things that you buy to make use of in your business. For example:
All of these purchases would fall under the annual investment allowance, and can be claimed as business expenses. The upper limit of this allowance is currently set at £200,000.
Another point to consider is pre-trading expenditure. No matter what kind of business you are, you’ll certainly incur some costs immediately after formation leading to your first sale. The pre-trading expenditure ‘window’ is from the moment you register as a business through to whenever you make your first sale. For example, you will be able to claim back on rent, bills, and equipment purchased between formation and your first sale. The time limit for this is seven years before the first official sale.
It might feel as though being self-employed or working from home means you can’t claim business expenses. That isn’t necessarily the case, as you can still claim a great deal of costs incurred to you in the name of your business.
Say an office worker uses the internet at work for business reasons, as its essential to completing their work, the entire bill is applicable as a business expense. The same is wholly applicable if you’re self-employed.
Essentially, home workers can claim a portion of their costs based on how much of it was used for the business. For example, you can’t claim your home’s entire electricity bill as a business expense, but you can claim some of it back.
This is applicable for all bills that a regular business can occur, such as heating, internet, and rent, but a fair method of calculating the proportion you used during business hours must be in place. However, if you would prefer to avoid calculations to find exactly what portion of your home expenses are claimable, then you are able to claim a flat rate of £10 to £26 a month based on number of hours worked.
FSB’s Business Banking service is designed to help meet all the day-to-day needs of operating a business.
Our service can make business operation simpler for you, which allows you to focus on the bigger matters that need your attention.
FSB’s Business Banking service provides you with benefits such as:
To find out more, visit our FSB Business Banking page, or get it touch with a member of our team now.
FSB members are entitled to a specially tailored bank account from the Co-operative Bank, giving you the freedom to focus on running your business.
National Federation of Self Employed & Small Businesses LimitedSir Frank Whittle Way / Blackpool / FY4 2FE. National Federation of Self Employed & Small Businesses Limited (FSB) is registered in England, number 1263540