Whether you're interested in the smaller business community, are planning to start a business or have an existing business, we have a package for you.
Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Joining FSB Connect is free and is a great way to be part of the FSB Community and have your voice heard.
You'll be able to access specialist networking events with like-minded members of the community and have your say in our Big Voice survey panel.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
'Within a few weeks of joining we'd taken advantage of FSB’s Online Legal Documents. We started a graduate programme and access to these documents gave us an understanding of the legal side, and has helped us to create a number of processes and procedures.'
'When we first took on a member of staff, we used the online legal document template library. FSB does more important stuff than you think it does, there are lots of member benefits, probably more than we actually use.'
'Having somebody like FSB behind you is fantastic. There is a whole team behind the organisations, whatever is required: support, advice, finance, you know that you’re not alone, you’ve got FSB.'
We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has a fixed price of £129.
Running a business means you have to invest time and money to be successful. Whether you've been in business for years or you're just starting out, knowing how to get access to the right small business finance when you need it can be a daunting prospect. Where do you start? Where do you go? How do you make sure you give yourself the very best chance to be successful at getting access to the money you need? Maybe you want to expand in your current area, or you want to branch out and offer additional services. Perhaps your growth means you need an extra hand and it's time to consider hiring staff. Whatever the reason, here are a few things to consider.
It may seem obvious, but do you know exactly how much money you need? Sit down and think it through. Consider every eventuality. Say you're a salon and you're looking to move to bigger premises so you can offer additional services. Exactly what is involved? Will you be able to expand your current location, or do you have to move? What are the costs involved? Will you need new equipment? What about staff? Do you have to get specialist staff to offer the additional services you want to offer? Will you need extra products? Consider every single possible cost. Write everything down, and look back over it a few times over a week or so. Whenever something new occurs to you, add it to your list.
Be brutally honest with yourself. How much will you need to make in order to repay the loan? Is it feasible? Are you confident that you will be able to make the repayment? If you don't get a certain amount of jobs, how will you cover the payment? Be conservative in what you ask for. Optimism and big dreams are fantastic, but you need to be absolutely sure that the extra finance will improve your business and not become an additional burden.
Much like knowing how much you need to earn to be able to cover your payments, understanding the cash flow in your business is an important consideration. Knowing exactly when money comes in and when it goes out, what sources of income you have that's stable, reliable and constant and how much you can reasonably expect to get from additional jobs will give you a big picture and help solidify your repayment plan.
Set yourself a time period and keep an eye on what exactly is happening in your books over that time. You might be surprised. Maybe you're spending more petty cash than you thought, or maybe that 2 weekly job brings in a little more than you thought. Knowing exactly what's happening to the money in your business gives you the knowledge you need to make informed decisions.
Getting finance depends on many factors, like how long you've been in business, what you do, how reliable your sources of income are, your outgoings, experience, collateral. Your bank may be your best bet, but you need to be aware of all your options. FSB members have access to Finance for Business as well as Cash Advance services. Investigate the possibilities and have a plan B if your initial application doesn't work out.
We hope the above has given you a starting point if you're considering applying for additional finance for your business. Finance can be tricky, but the more prepared you are the more likely you will get access to the money you need to thrive in business.
A risk-free way of raising finance for your business, which is not secured to your assets, giving you the cash injection you need, when you need it.
National Federation of Self Employed & Small Businesses LimitedSir Frank Whittle Way / Blackpool / FY4 2FE. National Federation of Self Employed & Small Businesses Limited (FSB) is registered in England, number 1263540