Our most popular package is FSB Business Essentials which includes a whole range of benefits and products designed to make your business fly
A suite of legal benefits including a dedicated helpline, bundled insurance products and a range of online information to keep your business safe. Plus a whole range of negotiated benefits to help save you money and win business.
Our Business Creation package is designed to make starting a business simpler, allowing you time to focus on what's important - making it a success.
Specialist company formation benefits, access to FSB networking, business banking and a range of products to help get you setup in business.
Joining FSB Connect is free and is a great way to be part of the FSB Community and have your voice heard.
You'll be able to access specialist networking events with like-minded members of the community and have your say in our Big Voice survey panel.
Whatever your circumstances, we have a package to suit you and your business. Click the button below to see which benefits are included in each package and start your FSB journey.
'Within a few weeks of joining we'd taken advantage of FSB’s Online Legal Documents. We started a graduate programme and access to these documents gave us an understanding of the legal side, and has helped us to create a number of processes and procedures.'
'Having somebody like FSB behind you is fantastic. There is a whole team behind the organisations, whatever is required: support, advice, finance, you know that you’re not alone, you’ve got FSB.'
'When we first took on a member of staff, we used the online legal document template library. FSB does more important stuff than you think it does, there are lots of member benefits, probably more than we actually use.'
We represent a diverse range of businesses from retailers to marketing agencies and just about everything in between. Take a look at more member stories and see how we could help your business fly.
More Member Stories
We offer three packages to suit your business needs. Joining FSB Connect is free, our Business Essentials package starts at £172.50 in the first year and our specialist Business Creation package has an introductory price of £99 in the first year.
For many small businesses in the UK, financing their operation is a private, internal affair. Nervous of established finance options, small business entrepreneurs often self-finance their business, or only grow within the constraints of reinvested profits
What this trend has meant over the long term is a missed opportunity for boosted growth. Our 10,000 Small Businesses UK programme encourages small business leaders to consider the best financing options for them, and following graduation, over four times as many of these businesses take on finance than UK small businesses more generally (70% versus 17%).
The impact of this difference is clear. On average, graduates from the 10,000 Small Businesses UK programme are growing revenues at 81% a year – 13 times the national average.
Whilst almost half of UK small businesses use banks or building societies for external finance, the British Business Bank finds that only 10% use equity to raise funds. Small business owners are often happier to accept poor terms for debt than give away control of even a portion of their business in the form of equity. However, there are a variety of options, which allow investors to share in the success of a business whilst the owner receives funding and maintains overall control.
BEIS reports that access to information and advice on finance options is a more significant barrier to SMEs than availability of funding. Many small business owners go straight to the bank they already use for finance: the opportunity cost of getting the right deal in the time taken from running the business is too high. Only when this information is more available to business owners, or can be provided by a peer network, can they find the right option without sacrificing their time.
The majority of SMEs are ‘happy non-seekers’ — according to SME Finance Monitor, 81% have not sought any external finance and nothing is putting them off from applying. This is compounded by the fear of debt that sees 75% of small business owners want to pay down debt and remain debt-free. Businesses that innovate, train new staff or internationalise require funding, and this lack of financing ambition will be reflected in fewer new products, a less skilled workforce and fewer international trade links, and ultimately, reduced growth.
These point to a need for improved networks, clearer signposting, and quality education for small business owners. Business leaders can develop and share best practices through better networks. By improving signposting, businesses can filter out options that are not right for them. With clearer information, business owners can have confidence in their financial decisions.
There is a large market for those businesses willing to become finance-ready, and no shortage of outside capital willing to support them. By fostering confidence, providing higher-quality, earlier advice, and celebrating ambition and success, external finance can be seen as a true catalyst for growth.
FSB Financial Healthcheck has been providing unbiased, independent sound advice on personal and corporate finance for over 20 years.
National Federation of Self Employed & Small Businesses LimitedSir Frank Whittle Way / Blackpool / FY4 2FE. National Federation of Self Employed & Small Businesses Limited (FSB) is registered in England, number 1263540