Insurance advice - working from home

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   any advice on where best to try for working from home insurance. 

I need to have policy which will cover product assembly and most home insurance policies only cover admin/office work etc.

have tried axa's online quote but it came out at over £1000.  would this be a normal amount or any ideas on where I could get cheaper insurance?

Thanks in advance for your help

BB

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BB Members Profile Send Private Message Find Members Posts Add to Buddy List Newbie Joined: 11 Dec 2007 Online Status: Offline Posts: 2	Topic: Insurance advice - working from home Posted: 11 Dec 2007 at 10:24am
	any advice on where best to try for working from home insurance. I need to have policy which will cover product assembly and most home insurance policies only cover admin/office work etc. have tried axa's online quote but it came out at over £1000. would this be a normal amount or any ideas on where I could get cheaper insurance? Thanks in advance for your help BB

Alex Members Profile Send Private Message Find Members Posts Visit Members Homepage Add to Buddy List Newbie Joined: 12 Dec 2007 Location: United Kingdom Online Status: Offline Posts: 1	Posted: 12 Dec 2007 at 10:59am
	£1000 does sound expensive but it all depends on what the risks are and what the products being assembled are. Generally speaking you could keep your home insurance where it is and take out a separate liability policy for your business and this may be cheaper. When it comes to insurance however it depends on the facts and what you are doing, even though I am biased working for an insurance broker, I would always give them a call and get some advice from them as opposed to going direct. I get to see lots of small businesses who either pay way too much for their insurance or even worse aren’t covered properly as they don’t know what they should tell their insurer and then if they have a claim they either don’t get enough money or nothing at all.
	Alex http://www.insure-sme.co.uk

BB Members Profile Send Private Message Find Members Posts Add to Buddy List Newbie Joined: 11 Dec 2007 Online Status: Offline Posts: 2	Posted: 12 Dec 2007 at 11:10am
	Thanks for this reply alex. I will definitely be investigating my options further over the next few weeks to see if I can get a better deal. I design and make badges from home so not a big manufacturing concern or anything - but oddly enough badgemaking is not in most online quote drop down menus!!