FSB Factors is provided by RBS Invoice Finance which is part of The Royal Bank of Scotland Group. We are working with the FSB to provide all the approval of customers, funding and protection you need in one simple preferential package and support is delivered locally through a dedicated relationship manager.

Our facilities are ideal for small businesses, and can be far more flexible than overdrafts as our support grows directly in proportion to your expanding sales. The service fills the gap between overdraft and the needs of your growing business as we provide ample headroom for growth.

Facilities are agreed quickly and are serviced from local UK service teams. You don't necessarily need to provide any personal assets as security, only access to your sales ledger.

Do you:

• Worry about approving new customers or pay for costly credit referencing?
• Have difficulty finding access to funding for growth or to finance a big new order?
• Wish you had protection from bad debts which could hit profitability or even threaten the survival of your business?
• Think about exporting but are uncertain about being paid for sales to distant territories?
• Worry about getting paid for goods supplied?

If so, wouldn't it be great to have:

• Cash for your business as soon as you issue the sales invoice
• Approval of new customers and protection from bad debts
• Finance & protection for exports as well as sales in the UK
• One simple finance package that combines credit approval of new customers, credit control and protection from bad debts
• A service delivered by UK based relationship managers and support teams, backed up by a single electronic platform
• The support of a top ten global bank, with preferential rates for FSB members

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