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Whatever your business, the FSB will work for you.

Business Banking You Can Trust - Benefits that add up

FSB Member Simply Devine


Business banking: how it helped our friends in the north

Millinery and accessories designer, Simply Devine, has a strong head for business, thanks to the FSB.

Set up in 2004, Simply Devine is owned and managed by mother and daughter team, Joy Devine and Liz Devine-Wright. The Tadcaster based company is now one of the region's most successful small businesses - and becoming a Co-operative Bank FSB Business Banking customer has made a real difference.

"It's one of the best business decisions we've ever made concerning our small business finance," says Liz.

"We enjoy free banking. We don't pay bank charges for paying money in or taking it out - and The Co-operative Bank even gives us a loyalty bonus every year and monthly interest"

Liz adds that the bank's quality of customer services is excellent. "There is always a knowledgeable person at the other end of the phone and when we've used foreign payments, staff have always been extremely helpful."

In association with:
Cooperative Bank
FSB Business Banking

Join the Federation of Small Businesses and look forward to a range of benefits, including our popular free business banking service. Exclusive to members, FSB Business Banking is provided by The Co-operative Bank. Here is what we mean by free business banking:

  • no charge on all standard non-cash transaction. Charges apply for any special services such as stopping cheques, CHAPS payments etc

  • free to pay in up to £4,000 cash per month. If you need to deposit more, you pay 40p per £100 extra

  • fee-free overdraft subject to application and status

  • PLUS

  • interest paid on every penny of your credit balance

  • access to a business charge card with no monthly fee subject to application and status. It offers an interest free period of up to 38 days**

  • a free change facility at Co-operative Bank branches (by arrangement)

  • £25 loyalty bonus every year

**Purchases in a currency other than sterling are subject to a foreign currency commission charge of 2.75%. Cash advances are subject to a 2% handling charge which may additionally apply if drawing currency other than sterling.

Banking for small businesses with ethics

Since 1992, The Co-operative Bank's unique Ethical Policy has determined who it will and will not finance in line with its customers' ethical concerns. As well as restricting finance to certain business sectors or activities, the Ethical Policy commits to provide finance to those organisations making a positive community, social and environmental impact.

It's just one of the many financial benefits of membership of the FSB.

To take advantage of this exclusive FSB Business Banking offer, or for more information:

Talk to The Co-operative Bank on 0808 16 88 283 between 8.30am and 5.00pm, Monday to Friday

Or visit:

Credit facilities are provided by The Co-operative Bank and are subject to status, our lending policy and security may be required. The Co-operative Bank reserves the right to decline any application. See FSB Business Banking tariff for full details.

The Co-operative Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No.121885) and holds an Interim Permission in respect of consumer credit activities and subscribes to the Lending Code and the Financial Ombudsman Service.

Calls may be monitored or recorded for security and training purposes. Calls to 0800 numbers are free from landlines. Calls to mobiles may vary and you may want to check this with your service provider

Join the FSB OR request a callback